RBC.com Activate: Let’s Activate RBC Credit Card

Are you ready to unlock the full potential of your Royal Bank of Canada (RBC) Credit Card? By activating your card, you can start enjoying all the exclusive benefits and rewards it has to offer.

rbc.com activate

In this article, we’ll guide you through the simple and secure process of activating your RBC credit card at rbc.com/activate and other alternative options. Whether you’re a new cardholder or simply need a refresher, we’ve got you covered with step-by-step instructions.

Get ready to take control of your finances and make the most out of your RBC credit card.

Key Takeaways

  • There are multiple ways to activate an RBC credit card, including using the rbc.com/activate website, online banking, over the phone, or at an RBC branch.
  • The pre-activation checklist is crucial for a smooth activation process and includes gathering necessary documents and information, ensuring a stable internet connection, and using the provided resources for troubleshooting.
  • Activating the credit card is important to start using it and accessing its benefits, including the convenience of managing the account online.
  • RBC offers a range of credit cards with unique features, such as travel cards, cash-back cards, low-interest cards, and student cards, to suit different needs and preferences.

RBC Credit Card Pre-activation Checklist

Before activating your RBC credit card, gather the necessary documents and information:

  • 16-digit card number and security code
  • Name on the card and expiration details
  • Ensure a stable internet connection and access to a computer or mobile phone.

This pre-activation checklist is crucial to ensure a smooth and hassle-free experience.

Having all the required information at hand can avoid delays or issues during activation.

If you encounter difficulties or have questions, RBC provides support and troubleshooting assistance to help you activate your credit card successfully.

Guide to Activate RBC Royal Bank Online Credit Card

To activate your RBC credit card online, you have several options.

You can easily activate your card by visiting rbc.com/activate and following the step-by-step instructions.

Alternatively, you can activate your card through online banking, over the phone, or by visiting an RBC branch.

1. Activate RBC Credit Card Using rbc.com/activate

activate RBC credit card online
  • Navigate to the activation page located at rbc.com/activate.
  • Input your credit 16-digit credit card number into the designated field, and then click the ‘Start Activation‘ button.
  • Adhere to the on-screen instructions to finalize the activation procedure. Additionally, you have the option to sign up for online banking if desired throughout this process.

If you encounter any issues during the activation, you can consult the troubleshooting resources provided on the website. Remember to avoid common mistakes such as entering incorrect information or skipping any required fields.

Also Read: Activate OpenSky Credit Card

2. Activate RBC Credit Card using Online Banking

  • Log in to your online banking account.
  • Click on the Credit Cards tab to activate your RBC credit card.
  • Activating your RBC credit card through online banking is a convenient and secure process.
  • Once logged in, select the specific card you wish to activate.
  • Click on the ‘Activate My Credit Card‘ button.
  • You’ll be prompted to provide your credit card number and security code.
  • Follow the on-screen instructions to complete the activation process.
  • After successfully activating your RBC credit card through online banking, you’ll receive a confirmation.
  • This allows you to use your card for shopping and bill payments.
  • Online banking activation provides a quick and efficient way to activate your RBC credit card, giving you access to its features, rewards, and advantages.

3. Activate RBC Credit Card Over the Phone

  • Call the toll-free number 1-877-900-5900 and follow the instructions provided by the customer service representative.
  • Provide your credit card number and security code, as well as verify your identity.

Alternatively, you can choose to activate your RBC credit card by visiting a RBC branch.

4. Visit the RBC Branch to Activate Your Credit Card

When you visit the RBC branch, bring your credit card and government-issued ID to activate your RBC credit card with the assistance of an RBC employee.

Here is a step-by-step guide to help you through the credit card activation process at the branch:

  • Approach the customer service desk and let them know you’d like to activate your RBC credit card.
  • Present your credit card and government-issued ID to the RBC employee.
  • The employee will verify your identity and initiate the activation process.
  • Once the activation is complete, the employee will provide you with any necessary information or instructions regarding your new RBC credit card.

To search for the nearest RBC Branchclick here.

Activating your credit card at the RBC branch offers several benefits, such as:

  • Immediate assistance from an RBC employee.
  • The opportunity to ask any questions or address concerns directly.
  • Assurance that your card is activated securely and accurately.

Different Types of RBC Credit Cards with Features

You can explore various RBC credit cards, each offering unique features and benefits to suit your needs. Here is a breakdown of the different types of RBC credit cards and their key features:

Card NameKey FeaturesAnnual Fee
Travel Cards:
1. RBC Avion Visa InfiniteWelcome Points: 35,000 + 20,000 bonus points (spend $5,000 in 6 months)$120
Earn 1 RBC reward point per dollar spent
2. WestJet RBC World Elite MastercardWelcome WestJet Dollars: 450$119
Companion voucher benefits
3. RBC Avion Visa Infinite Privilege1.25 RBC rewards per dollar spent$399
Luxury travel benefits
4. RBC Avion Visa PlatinumEarn 1 RBC point per dollar spent$120
No blackout periods
5. RBC U.S. Dollar Visa GoldEarn 1 RBC reward point for every U.S. dollar spent$65 USD
Extensive insurance coverage
6. RBC British Airways Visa InfiniteUp to 60,000 bonus Avios$165
Companion award eVoucher
7. RBC Cathay Pacific Visa PlatinumUp to 40,000 Asia Miles$120
Complimentary Marco Polo Club membership
Cash Back Cards:
8. RBC Cash Back Preferred World Elite MastercardUnlimited cash back$99
9. RBC Cash Back MastercardNo annual fee
Up to 2% cash back on groceries
10. RBC Business Cash Back Mastercard2% cash back for the first 3 months, 1% thereafterNo annual fee
Low-Interest Cards:
11. RBC Visa Classic Low Rate OptionLow-interest rate on cash advances and purchases$20
Student Cards:
12. Signature RBC Rewards Visa (for students)Low annual fee$39
Insurance benefits
Business Cards:
13. RBC Avion Visa Infinite BusinessWelcome points upon enrolment$175
Premium insurance coverage
14. RBC Avion Visa BusinessWelcome points upon enrolment$120
No blackout periods
16. RBC Business Cash Back MastercardEarn 2% cash back for the first 3 months, 1% thereafterNo annual fee
17. RBC Visa BusinessFlexibility and affordabilityLow annual fee ($12)
18. RBC Visa CreditLine for Small BusinessEarn 1 RBC rewards point for every $2 spentNo annual fee
Low interest rate on cash advances and purchases

How to Apply for an RBC Credit Card?

rbc credit card apply

To submit an application for an RBC Credit Card, please follow these steps:

  • Visit the RBC website at www.rbcroyalbank.com.
  • Navigate to the Credit Cards section.
  • Choose the specific credit card you wish to apply for.
  • Click the “Apply Now” button.
  • Complete the online application form.
  • In the application form, provide your personal details, including your name, address, and Social Insurance Number.
  • Supply information regarding your income and employment history.
  • Consent to a credit check.
  • Submit your application.

RBC will promptly review your application and notify you of the approval status within 60 seconds. If approved, you can expect to receive your new credit card by mail within 7-10 business days. Once you have received your RBC card, activate it at rbc.com/activate or by other alternative methods mentioned in this article.

Frequently Asked Questions

How Long Does It Usually Take to Receive the RBC Credit Card After Applying?

Usually, it takes approximately 7-10 business days to receive your RBC credit card after applying. During this time, the bank processes your application, approves the card, and ships it to your address. You can track the shipment for added safety.

Can I Activate My RBC Credit Card Over the Phone?

To activate your RBC credit card over the phone, simply call the customer service line and follow the prompts. This convenient option allows you to complete the activation process without leaving the safety of your home.

Is It Necessary to Activate My RBC Credit Card Immediately Upon Receiving It?

It is necessary to activate your RBC credit card immediately upon receiving it. The card activation process can be done over the phone or through the mobile app. Activating immediately ensures you can enjoy the benefits and avoids the potential consequences of not activating.

Can I Activate My RBC Credit Card Using the RBC Mobile App?

Yes, you can conveniently activate your card through the app. It offers features like easy activation, alternative methods, and the benefits of activating immediately.

What Should I Do if I Forget My RBC Credit Card PIN After Activation?

If you forget your RBC credit card PIN after activation, you should contact customer service to reset it. They will verify your identity and guide you through the process of online PIN retrieval or setting up a new PIN.


Activating your RBC credit card is a simple and straightforward process that can be done online. By following the pre-activation checklist and using the guide provided by RBC Royal Bank, you can easily activate your card and start enjoying its benefits.

From cashback rewards to travel perks, RBC credit cards offer a range of features that can enhance your financial experience. So don’t delay, activate your RBC credit card today and start taking advantage of all it has to offer.

Hey there, I'm Masbah Mashu, a young Mechanical Engineering researcher. My profession is researching, but my passion is sharing technology knowledge in a simple way for those in need. My focus is on streaming devices, tech tricks, and tips. Join me as I simplify complex technical concepts and help people get the most out of their devices through this blog.

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